Third-Party Claims After a Texas Construction Accident: Going Beyond Workers’ Compensation
Your Employer Is Not the Only Party That Can Be Held Responsible
Texas construction accidents rarely involve only one responsible party. A general contractor, a subcontractor, an equipment manufacturer, a property owner, and a materials supplier can all contribute to the conditions that cause a worker’s injury. The San Antonio construction accident attorneys at Carabin Shaw pursue claims against every responsible party — not just the direct employer — to ensure that injured workers recover the full compensation they deserve.
Workers’ compensation covers medical expenses and a portion of lost wages, but it does not compensate for pain and suffering, full lost earning capacity, or the full scope of economic damages a serious injury causes. A third-party personal injury claim fills those gaps. In cases involving catastrophic injuries, the difference between a workers’ compensation recovery and a full third-party recovery can be hundreds of thousands of dollars.
Who Qualifies as a Third Party in a Texas Construction Accident
General Contractors
General contractors have a duty to maintain safe conditions across the entire job site, including the work performed by subcontractors. When a general contractor fails to enforce safety standards, ignores known hazards, or directs work in a way that creates dangerous conditions, it can be held liable for injuries to workers employed by its subcontractors.
Subcontractors
When a worker employed by one subcontractor is injured because of the negligence of a different subcontractor — a concrete crew that leaves an unguarded floor opening, an electrical subcontractor whose improperly wired equipment shocks a worker from another trade — the negligent subcontractor is a third party against whom a personal injury claim can be filed.
Equipment Manufacturers
When defective equipment contributed to the accident — a crane with a faulty load indicator, a scaffold with a defective coupling, a power tool without an adequate guard — the manufacturer can be held strictly liable under Texas product liability law. This claim exists entirely outside of workers’ compensation and can be pursued simultaneously with any other claims.
Property Owners
Property owners who retain control over how work is performed on their property, or who had knowledge of unsafe conditions and failed to correct them, can face liability under Texas premises liability law. This is particularly relevant on renovation and remodeling projects where the property owner is closely involved in directing the work.
How Third-Party Claims Work Alongside Workers’ Compensation
Filing a third-party personal injury claim does not eliminate workers’ compensation benefits. Both can proceed simultaneously. If workers’ compensation has paid benefits, the workers’ compensation carrier may have a subrogation interest in the third-party recovery — meaning it may be entitled to reimbursement from the proceeds of the personal injury claim. An experienced attorney can negotiate the subrogation interest to maximize the net recovery for the injured worker.
The key is identifying every third party quickly, before the statute of limitations runs and before evidence disappears from the job site. Carabin Shaw begins this investigation from the moment a client calls.
What a Third-Party Claim Can Recover That Workers’ Comp Cannot
A third-party personal injury claim can recover compensation for pain and suffering, mental anguish, disfigurement, loss of consortium for the worker’s spouse, full lost earning capacity, and the full cost of future medical care. These are the damages that make the most difference to a seriously injured worker and their family, and they are the damages that workers’ compensation does not cover.
In cases involving gross negligence — a conscious disregard for worker safety — exemplary damages may also be available, further increasing the total recovery.
Call Carabin Shaw to Identify Every Party Responsible for Your Injury
If you were injured on a Texas construction site, Carabin Shaw will evaluate your case for every available avenue of recovery, including third-party claims that most workers do not know they have. Call (800) 862-1260 for a free consultation, available 24 hours a day. No fees unless we recover for you.